Why Get Travel and Health Insurance?
Nowadays, no matter what type of trip you’re planning, it’s always (we repeat, always) a good idea to have comprehensive travel insurance, including health coverage! In this article, we’ll explain why by listing 10 key benefits—so you’ll never forget!
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10 Reasons to Get Travel and Health Insurance
Wherever your destination may be, having travel insurance—including health coverage—is essential.
1. Financial Protection and Medical Expenses
First and foremost, it provides financial protection in case of unexpected events such as illnesses, injuries, or flight cancellations. If you need medical assistance abroad, insurance can cover medical expenses, which can be extremely high in some countries.
2. Coverage for Lost Luggage, Delays, or Cancellations
Travel insurance can also cover lost luggage, delays, or cancellations, giving you greater peace of mind during your trip.
3. 24/7 Assistance
Many policies offer 24/7 assistance, helping you find a doctor, a hospital, or manage emergency situations.
4. Coverage for Adventure Activities
If you plan to engage in extreme sports or adventure activities, some insurance policies offer specific coverage for these, which may not be included in a standard plan.
5. Reimbursement for Non-Refundable Expenses
If your trip is canceled or interrupted for reasons covered by the policy, you can get a refund for non-refundable expenses, such as flights and accommodations.
6. Protection for Your Belongings
Insurance can also cover the loss or theft of personal belongings such as luggage, electronic devices, and important documents.
7. Legal Support
Some policies provide legal assistance in case of issues during your trip, such as disputes with service providers or legal problems.
8. Peace of Mind
Knowing you’re covered in case of unexpected events allows you to travel with greater peace of mind and fully enjoy your experience without worries.
9. Flexibility
Certain insurance plans offer flexible options that allow you to customize coverage based on your specific needs, such as trip duration or planned activities.
10. Entry Requirements
Many countries today require valid travel insurance for entry. These include the United Arab Emirates, the United States, and Schengen countries (for travelers who need a visa—this doesn’t apply to EU citizens).
In short, having travel and health insurance ensures you can enjoy your adventure worry-free, knowing you’re protected against unexpected situations, making your trip safer and more enjoyable!
At One Life Journeys, since we are based in the UAE (Dubai), we can only offer insurance plans to UAE residents/citizens. For our clients from other countries, we always recommend purchasing travel and medical insurance in your home country before traveling with us—so you can embark on your journey with complete peace of mind!
For more information, contact us.
